Made for your business
Mobile App & Web
Download the Pay iO business account app via the Apple App Store and the Google Play Store.
Get bank payments directly from your customers and manage your transactions and expenses all in one place.
Send and receive global payments and conveniently manage your account. Reduce administrative time and effort.
Payments for the Digital Economy
This is the digital generation
Easily manage your everyday financial operations with your own business account. No branch visit needed. We execute both incoming and outgoing UK Faster Payments, BACS, Direct Debit and SEPA payments with all EU banks that support SEPA transfers
Simple and transparent
You always get the real mid-market rate, just like on XE.com or Reuters. And there’s just one low fee to exchange currencies, so you never need to worry about having the right one.
Rapid Setup, Web & Mobile
Access, FX Exchange
What is Pay With Bank?
Pay With Bank enables payments to be made directly from your online banking or mobile bank app without the need to enter card details or sign up to any e-wallets or apps. By integrating Pay iO – Pay With Bank at checkout, businesses can request the payments directly on their website.
How long does a payment take to deposit using Pay With Bank?
Payments are usually confirmed and deposited instantly. However some payments may take up until the end of the next working day subject to bank checks.
How do I know a payment has been completed?
You will receive a notification once the payment has been sent and is on clearing house.
What are the limits for payments?
Pay iO currently has no payment limits however there will be limits that are in place with the payer’s bank account.
How many payments can be made using the card-less checkout?
You can accept as many payments as your business requires.
How much does it cost?
There is no cost for individuals/consumers. Businesses are charged on a transaction fee which is a fraction of the cost of card fees – please ask us for details as we will need to set you up with an account.